PRIVACY POLICY

Last updated July 18, 2022

Thank you for choosing to be part of our community at Ruby Media Group (“Company”, “we”, “us”, or “our”). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about our policy, or our practices with regards to your personal information, please contact us at kruby@rubymediagroup.com.

When you visit our website https://rubymediagroup.com/, and use our services, you trust us with your personal information. We take your privacy very seriously. In this privacy policy, we seek to explain to you in the clearest way possible what information we collect, how we use it and what rights you have in relation to it. We hope you take some time to read through it carefully, as it is important. If there are any terms in this privacy policy that you do not agree with, please discontinue use of our Sites and our services.

This privacy policy applies to all information collected through our website (such as https://rubymediagroup.com/), and/or any related services, sales, marketing or events (we refer to them collectively in this privacy policy as the “Services“).

Please read this privacy policy carefully as it will help you make informed decisions about sharing your personal information with us.

TABLE OF CONTENTS

  1. WHAT INFORMATION DO WE COLLECT?
  2. HOW DO WE USE YOUR INFORMATION?
  3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
  4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
  5. DO WE USE GOOGLE MAPS?
  6. HOW DO WE HANDLE YOUR SOCIAL LOGINS?
  7. HOW LONG DO WE KEEP YOUR INFORMATION?
  8. DO WE COLLECT INFORMATION FROM MINORS?
  9. WHAT ARE YOUR PRIVACY RIGHTS?
  10. DATA BREACH
  11. CONTROLS FOR DO-NOT-TRACK FEATURES
  12. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
  13. DO WE MAKE UPDATES TO THIS POLICY?
  14. HOW CAN YOU CONTACT US ABOUT THIS POLICY?
  1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short:  We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when expressing an interest in obtaining information about us or our products and services, when participating in activities on the Services or otherwise contacting us.

The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make and the products and features you use. The personal information we collect can include the following:

Publicly Available Personal Information. We collect first name, maiden name, last name, and nickname; email addresses; phone numbers; and other similar data. 

Social Media Login Data. We may provide you with the option to register using social media account details, like your Facebook, Twitter or other social media account. If you choose to register in this way, we will collect the Information described in the section called “HOW DO WE HANDLE YOUR SOCIAL LOGINS” below.

All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information. We are not responsible for any data breach in connection with your social media login credentials. 

Security and Assumption of Risk

It is Your responsibility to secure your username and password from theft or any other means of unauthorized use that would violate these Terms and Conditions of Use. We do not store any whole credit card numbers or payment information, and instead, these are processed through third-party processors such as Stripe, Quickbooks, and Paypal. By utilizing these payment processors to gain access to our services, you indemnify Us and instead assume any and all risk or liability for the security of the payment details, and agree to be bound by the third-party payment processor’s applicable terms and conditions of use.

User-supplied information: If you fill out the “contact” form on this website, we will ask you to provide some personal information (such as e-mail address, name, phone number, and state).

Types of Information Collected in our contact us and/ or discovery form include:

  • Email address
  • First and last name
  • IP address
  • Telephone number
  • Budget requirements 

Please do not submit any confidential, proprietary or sensitive personally identifiable information (e.g. Social Security Number; date of birth; drivers license number; or credit card, bank account or other financial information) (collectively, “Sensitive Information”). If you submit any Sensitive Information, you do so at your own risk and we will not be liable to you or responsible for the consequences of your submission.

Information that you provide to us through the contact form or an online chat will be used so that we may respond to your inquiry. We may also use the information you provide to us to communicate with you in the future.

Information automatically collected

In Short:   Some information — such as IP address and/or browser and device characteristics — is collected automatically when you visit our Services.

We automatically collect certain information when you visit, use or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser, and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.

Web server logs: When you visit our website, we may track information about your visit and store that information in web server logs through Cloudflare. 

Like many businesses, we also collect information through cookies and similar technologies. 

Using the Happierleads software, we collect data when using our website. This information is automatically collected if you are visiting our websites or accessing our applications, we collect the following information provided by your browser or mobile device using the Happierleads software:

  • Pages accessed

  • Time of visit

  • Time of last visit

  • Browser information

  • Reverse domain of the IP address Referring site, application, or service including the relevant search queries that led you to our website

  • Operating system and Device information IP addressWhy do we collect this? We collect this information to better understand how our website visitors use Happierleads software. This is to improve the client experience while also ensuring the website’s security.

  • Opt-Out Any user of the platform has the option to opt-out of the data gathering. You can do so by going to: happierleads.com/opt-out

Data Security. We implement security measures to ensure proper handling of user information collected and prevent its unauthorized use, disclosure, or access by third parties.

We work hard to make our website and client experience a trustworthy ecosystem. To stay competitive, we offer clients access to SaaS tools in order to deliver services including but not limited to: SEMrush, Teamwork, Frase, Ahrefs, PandaDoc, DropBox, Cision, QuickBooks, and Notion. Your data pursuant to connection to our services will be governed individually by the TOS of those platforms.

Third-Party Terms of Agreement. You agree to comply with any applicable third-party terms when using our services.

  1. HOW DO WE USE YOUR INFORMATION?

In Short:  We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent.

We use personal information collected via our Services for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations. We indicate the specific processing grounds we rely on next to each purpose listed below.

We use the information we collect or receive:

  • To send you marketing and promotional communications. We and/or our third-party marketing partners may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt-out of our marketing emails at any time (see the “WHAT ARE YOUR PRIVACY RIGHTS” below).
  • Deliver targeted advertising to you. We may use your information to develop and display content and advertising (and work with third parties who do so) tailored to your interests and/or location and to measure its effectiveness.
  • To respond to user inquiries/offer support to users. We may use your information to respond to your inquiries and solve any potential issues you might have with the use of our Services.
  • For other Business Purposes. We may use your information for other Business Purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Services, products, marketing and your experience. We may use and store this information in aggregated and anonymized form so that it is not associated with individual end-users and does not include personal information. We will not use identifiable personal information without your consent.
  1. WILL YOUR INFORMATION BE SHARED WITH ANYONE?

In Short:  We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.

We may process or share data based on the following legal basis:

  • Consent: We may process your data if you have given us specific consent to use your personal information in a specific purpose.
  • Legitimate Interests: We may process your data when it is reasonably necessary to achieve our legitimate business interests.
  • Performance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.
  • Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).
  • The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:
    • Comply with a legal obligation
    • Protect and defend the rights or property of the Company
    • Prevent or investigate possible wrongdoing in connection with the Service
    • Protect the personal safety of Users of the Service or the public
    • Protect against legal liability
  • Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.

More specifically, we may need to process your data or share your personal information in the following situations:

  • Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • Third-Party Advertisers. We may use third-party advertising companies to serve ads when you visit the Services. These companies may use information about your visits to our Website(s) and other websites that are contained in web cookies and other tracking technologies in order to provide advertisements about goods and services of interest to you.
  1. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

In Short:  We may use cookies and other tracking technologies to collect and store your information.

We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy.

  1. DO WE USE GOOGLE MAPS?

In Short:  Yes, we use Google Maps for the purpose of providing better service.

This website, mobile application, or Facebook application uses Google Maps APIs. You may find the Google Maps APIs Terms of Service here. To better understand Google’s Privacy Policy, please refer to this link.

By using our Maps API Implementation, you agree to be bound by Google’s Terms of Service.

  1. HOW DO WE HANDLE YOUR SOCIAL LOGINS?

In Short:  If you choose to register or log in to our services using a social media account, we may have access to certain information about you.

Our Services offer you the ability to register and login using your third-party social media account details (like your Facebook or Twitter logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile Information we receive may vary depending on the social media provider concerned, but will often include your name, e-mail address, friends list, profile picture as well as other information you choose to make public.

We will use the information we receive only for the purposes that are described in this privacy policy or that are otherwise made clear to you on the Services. Please note that we do not control, and are not responsible for, other uses of your personal information by your third-party social media provider. We recommend that you review their privacy policy to understand how they collect, use and share your personal information, and how you can set your privacy preferences on their sites and apps.

  1. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short:  We keep your information for as long as necessary to fulfill the purposes outlined in this privacy policy unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this policy will require us keeping your personal information for longer than 1 year.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

  1. DO WE COLLECT INFORMATION FROM MINORS?

In Short:  We do not knowingly collect data from or market to children under 18 years of age.

We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we have collected from children under age 18, please contact us at kruby@rubymediagroup.com.

  1. WHAT ARE YOUR PRIVACY RIGHTS?

In Short:  You may review, change, or terminate your account at any time.

If you are resident in the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.

Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. To opt-out of interest-based advertising by advertisers on our Services visit http://www.aboutads.info/choices/.

  1. DATA BREACH

A privacy breach occurs when there is unauthorized access to or collection, use, disclosure or disposal of personal information. You will be notified about data breaches when Ruby Media Group believes you are likely to be at risk or serious harm. For example, a data breach may be likely to result in serious financial harm or harm to your mental or physical well-being. In the event that Ruby Media Group becomes aware of a security breach which has resulted or may result in unauthorized access, use or disclosure of personal information Ruby Media Group will promptly investigate the matter and notify the applicable Supervisory Authority not later than 72 hours after having become aware of it, unless the personal data breach is unlikely to result in a risk to the rights and freedoms of natural persons.

  1. CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy policy.

  1. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

In Short:  Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

If you are under 18 years of age, reside in California, and have a registered account with the Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from our systems.

  1. DO WE MAKE UPDATES TO THIS POLICY?

In Short:  Yes, we will update this policy as necessary to stay compliant with relevant laws.

We may update this privacy policy from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.

  1. HOW CAN YOU CONTACT US ABOUT THIS POLICY?

If you have questions or comments about this policy, you may email us at kruby@rubymediagroup.com or by post to:

Ruby Media Group

115 N. Broadway

White Plains, NY 10603

United States

HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

Based on the laws of some countries, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please submit a request form by clicking here. We will respond to your request within 30 days.

Privacy Policy

Cookie Policy

Terms and Conditions

 

TERMS OF SERVICE:

INTELLECTUAL PROPERTY RIGHTS:

  1. Ruby Media Group is protected by copyright, federal trademark, and other laws of The United States. Nothing in the Terms gives you a right to use the RMG name or any of the RMG trademarks, logos, domain names, other distinctive brand features, and other proprietary rights. All rights, titles, and interests in and to the brand and services (excluding content provided by users) are and will remain the exclusive property of Ruby Media Group.
  2. Content Policy & use of content. All content on this website is trademark and under federal trademark and copyright laws. You shall not modify, publish, transmit, participate in the transfer or sale of, reproduce (except as expressly provided in this Section), create derivative works based on, or otherwise exploit any of the content on this website. The Services contain material, such as text, graphics, images, video, audio and other material (collectively, “Content”). No Content from this website may be copied, reproduced, modified, republished, uploaded, posted, transmitted, reprinted or distributed in any way without the express prior written permission of RMG in writing, except that you may share public links to the content on the site we make available to you for your personal, noncommercial use only, provided you keep intact all copyright and other proprietary notices. Modification of the Content or use of the Content for any other purpose is a violation of RMGs copyright and other proprietary rights and may be subject to civil and/or criminal penalties. If you violate any part of these Terms of Use, we reserve the right to file a DMCA takedown notice.  The Content may be owned by us or may be provided through arrangements with others. The Content is protected by copyright under both United States and foreign laws. The unauthorized use of the Content may violate copyright, trademark, and other laws. You have no rights in or to the Content, and you may not use the Content except as permitted under these Terms of Use. Our name, brands, logos, slogans and other trademarks are our trademarks. All other names, brands, logos, product and service names, and designs appearing on the Services are the trademarks of their respective owners. You may not use such trademarks without our prior written permission.
  • You must not:
    • Modify copies of any Content from the Services;
    • Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text;
    • Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from the Services; or,
    • Access or use for any commercial purposes any part of the Services or any Content available through the Services.
  • Civil and Criminal Penalties

    It is considered theft to steal, infringe or otherwise violate these Terms and Conditions of Use. We reserve the right to prosecute infringers to the fullest extent allowed by criminal or civil statute in any jurisdiction allowed if you steal the content on this website and resell or reuse it (plagiarism). You explicitly consent to personal jurisdiction in New York by accessing this website.

  1. Content Removal Requests + Content Policy Violations. Law enforcement and government agencies may request the review and removal or restriction of potentially illegal content left in the comment section of the website for violating local laws. If you are a law enforcement or government official and you wish to submit a content removal request, please us and ensure that your request is narrowly scoped. If the request pertains to a court order, please provide full legal documentation through certified means. RMG will also adhere to any valid court order requests to remove content.
    1. A complete and accurate list of the allegedly violating content (URL)
    2. The reasons why you believe this content violates the Content Policy and/or local laws
    3. The specific law(s) that you allege are being violated;
    4. The specific comment(s), sentence(s), or word(s) where the alleged violation is occurring, or the timestamp(s) of the specific violation
    5. Any other information that you think would help us review your request.

INTERACTIONS WITH OTHER USERS:

  1. User Responsibility. You are solely responsible for your interactions with any other parties with whom you interact with on our website and social media properties; provided, however, that we reserve the right, but have no obligation, to intercede in such disputes or to remove users who engage in malicious and hateful conduct towards other website users. You agree that we will not be responsible for any liability incurred as the result of such interactions. We have no liability for the conduct of other website or social media users connected with our services and web platforms. We do not tolerate the harassment, threatening, or bullying of people on our website; nor do we tolerate communities dedicated to this behavior.
  2. Effect of Termination. Termination of any access to our website service includes removal of access to such Service and barring of further use of the Service. Termination of all Services also includes deletion of your password and all related information, files and content associated with or inside your Account (or any part thereof), ie. comments left on our website.

  3. Creators, other users, and the public. Your personal information, such as Contact data, Profile data, and user-generated content, may be visible to other users of the Service, and the public. For example, other users may have access to your profile or content through the course of your use of the Service, such as when you publish comments or write a review of our service. Internet users may see information related to your activity, such as your reviews. Where your personal information can be seen, collected and used by others, including being cached, copied, screen captured or stored elsewhere by others (e.g., search engines), we are not responsible for any such use of information. We also maintain the right at our sole discretion to remove or report any instance of fake reviews or defamatory content that includes libel, slander or defamation.

LEGAL:

  1. Dispute Resolution. If You and our Company cannot find a resolution to a dispute or potential claim by means of good-faith negotiation, then You explicitly agree to make a reasonable attempt to resolve any such dispute through Alternative Dispute Resolution or Mediation before filing a civil cause of action.
  2. Non-Disparagement. If you are found to be slandering, libeling or otherwise disparaging our Company, Offering(s) or related materials at our discretion, You will be immediately removed from the Offering(s) and any related communications. We reserve the right to file a civil claim of action against You for any such damaging actions You take that materially harm our Company.
  3. Legal Compliance. You represent and warrant that (a) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country, and (b) you are not listed on any U.S. Government list of prohibited or restricted parties.
  4. Unauthorized Tracking. Any visitors of this domain warrant that you are not illegally using unauthorized IP tracking devices or services to monitor or surveil Ruby Media Group founders, employees and/or Ruby Media Group clients through electronic communication included but not limited to spyware, malware, injecting custom javascript browser hacking, SQL Injection, malicious code, brute force attacks, cross-site scripting(XSS), and cookie poisoning, bot detection, external link spam, remote file inclusion attacks, we will immediately report this to federal authorities.  This includes but is not limited to the RMG domain, IP address, and any corporate properties associated with our trademark and web property. If you contact Ruby Media Group clients to engage in acts of harassment and these are forwarded to us, we will immediately forward any and all communication received to law enforcement. If you illegally use our image/likeness or trademark, we will also file an official legal notice of complaint. If you insert any illegal javascript code to this website in an attempt to monitor, surveil or illegally log the company, RMG will immediately alert federal authorities and share all logs pursuant to any attempted hacking of our digital property.
  5. Jurisdiction. These Terms will be governed by and construed in accordance with the laws of the state of New York, without resort to its conflict of law provisions.

GENERAL PROVISIONS:

  1. Our website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless our website and company for any direct or indirect loss or conduct incurred as a result of your use of our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).

    While we may reference certain results, outcomes or situations on this website, you understand and acknowledge that we make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for you as a result of these statements or any other statements anywhere on this website. If you have medical, legal or financial questions, you should consult a medical professional, lawyer or CPA and/or CFP respectively. We expressly disclaim any and all responsibility for any actions or omissions you choose to make as a result of using this website, related materials contained herein.

    This website is updated on a regular basis and while we try to make accurate statements in a timely and effective manner, we cannot guarantee that all materials and related media contained herein are entirely accurate, complete or up to date. You expressly acknowledge and understand that any information or knowledge you gain as a result of using this website is used at your own risk. If you should see any errors or omissions and would like to let us know, please email us.

COMMUNICATIONS TERMS:

  1. Electronic Communications. The communications between you and RMG may take place via electronic means, whether you visit the Services or send RMG e-mails, or whether RMG posts notices on the Services or communicates with you via e-mail. For contractual purposes, you (a) consent to receive communications from us in an electronic form; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications would satisfy if it were to be in writing. The foregoing does not affect your statutory rights, including but not limited to the Electronic Signatures in Global and National Commerce Act at 15 U.S.C. §7001 et seq. (“E-Sign”). Any email sent to an RMG email domain or sever can be used in official government or court proceedings if required.  Do not send RMG any emails if you do not agree or adhere to this.
  2. Your Communications, Any communications made through our ‘contact,’ blog, blog comments, newsletter sign up, company email address or other related pages, or directly to our phones or mailing or email addresses is not held privileged or confidential and is subject to viewing and distribution by third parties including government officials and law enforcement. We own any and all communications displayed on our website, servers, comments, emails or other media as allowed by United States law, and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to communications that are potentially libelous or maliciously false, obscene, abusive, negligent or otherwise harmful or inappropriate.

WEBSITE TERMS AND CONDITIONS:

Affiliate Disclosure:

  • FTC Commission disclosure statement. This website may contain affiliate links to software. If you purchase something from an affiliate link, we may receive a small commission from the sale.

Accessibility Statement;

  • Ruby Media Group is committed to providing a website experience for all visitors to facilitate the accessibility and usability of our website. Ruby Media Group strives to comply with all legal standards. RMG has added a dark mode feature to increase the accessibility of our website for neurodiverse website visitors. If you experience any difficulty in accessing any part of our website or mobile site, please email us at support@rubymediagroup.com.

Social Media Terms:

  • We use social media to communicate with our clients and the public about our company, our services, and other issues of public and national interest. The Founder of Ruby Media Group is a national and political commentator. Opinions posted by Kris Ruby on her personal social media accounts are personal opinions and do not represent the opinion of the Ruby Media Group Corporation.

 

Ruby Media Group is a registered trademark © All rights reserved 2022